It’s time to start thinking about your healthcare options. Now that you are transitioning to an Individual Coverage Health Reimbursement Arrangement (ICHRA) plan, you’ll want to make the most of your consultation call with your enrollment agent to ensure you’re ready to enroll with the best possible choices for you and your family. 1. Understand

The Independent Self-Select Option: With the independent self-select option, you have the freedom to explore and make selections independently. It’s like being your own benefits chef, creating a personalized menu that satisfies your unique appetite for coverage. Then just confidently hit the “SUBMIT” button!  But keep in mind, once you submit your selection, you cannot

Set Up AutoPay to the Carrier While your premium payments are paid by your company, MOST carriers may require that you, as the plan owner, authorize those payments be pulled from your company’s account via your virtual debit card. If your carrier is one that does require that you set up/authorize autopay, this is a

Buyer’s remorse, even in the world of employee benefits, is a real concern. Nobody wants to feel trapped in a decision that doesn’t align with their needs. You want to select a health insurance plan that will support you and your family for the year. As you plan to chose your ICHRA coverage, the power

For many, the shift from traditional group health plans to Individual Coverage Health Reimbursement Arrangements (ICHRA) might raise some concerns and questions. But, what if we told you that ICHRA doesn’t just fill the shoes of group health; it actually outperforms it in several key areas? ICHRA offers a flexible and personalized way to manage

When it comes to health insurance, two of the most important terms to understand are deductibles and co-payments. These costs affect how much you’ll pay out-of-pocket when you use your insurance. Let’s break down what they mean and how to navigate them to make the best financial and healthcare decisions for you and your family.

High-deductible health plans are a great option for healthy individuals who want to make their health coverage work better for them. At first, “high deductible” might sound intimidating. We’re here to simplify things and show you why it might be a game-changer. Let’s imagine you’re at a casino, and you’ve got $1,000 to spend. You